Crisis Cover

100% Refundable Crisis Cover

It is an undeniable fact that people are suffering from major diseases at a younger age. You may prefer to put off this topic until later in life because your priority goes to saving up money. Concerning your protection while listening to your savings needs, Prudential now brings you the 100% Refundable Crisis Cover. It is a two-fold plan that gives you financial support should you be diagnosed with a major disease or refunds the premiums paid (less any advance payment) upon maturity. With this new product, every dollar of your premium will not be wasted and can be utilised to its best.

Features

• The plan is available to all persons aged between 16 to 60 (age next birthday).
• Upon diagnosis of any one of the covered major diseases, we will pay a lump-sum cash benefit.

Cancer Cancer Carcinoma-in-situ of breast, Cervix Uteri (for Female) or Testicles (for Male)* Illnesses related to the Heart Cardiomyopathy Coronary Angioplasty* Coronary Artery Disease Requiring Surgery Heart Attack Heart Valve and Structural Surgery Primary Pulmonary Arterial Hypertension Surgery to the Aorta Illnesses related to the Nervous Systb Alzheimer’s Disease Bacterial Meningitis Benign Brain Tumour Brain Surgery Coma Encephalitis Major Head Trauma Motor Neurone Disease Multiple Sclerosis Muscular Dystrophy Paralysis Parkinson’s Disease

Poliomyelitis Stroke Illnesses related to Major Organs and Functions Blindness Chronic Liver Disease Deafness End Stage Lung Disease Fulminant Viral Hepatitis Kidney Failure Loss of Independent Existence (before age 65) Loss of Speech Major Burns Major Organ Transplantation Medullary Cystic Disease Severance of Limbs Total and Permanent Disability (before age 65) Other Major Illnesses AIDS due to Blood Transfusion Aplastic Anabia Elephantiasis Occupationally Acquired HIV Severe Rheumatoid Arthritis Terminal Illness

* Advance payment of 20% of the Sum Assured will be payable, subject to a maximum of US$30,000 or HK$240,000, including all benefit in respect of the same major disease under your policies with us.

Note:
The details listed above are for reference only and do not constitute any contract or any part thereof between Prudential Hong Kong Limited and any other parties. Regarding other details and the terms and conditions of this plan, please refer to the policy document. Prudential will be happy to provide a specimen of the policy upon your request.

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